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Pennsylvania paycheck calculator

Pennsylvania has one of the simpler state income tax systems in the country: a flat 3.07% on most income, with no standard deduction, no personal exemption, and no progressive brackets. The simplicity is welcome — but most PA residents also owe an additional Local Earned Income Tax (LEIT), which can range 1-4% depending on the municipality.

Your paycheck

Update any field — the result updates instantly.

Before taxes and deductions

$

Pay frequency

Annual take-home

Pennsylvania

$59,290

That's 79.1% of your gross — the rest goes to federal, state, Social Security, and Medicare.

Where your money goes

  • Annual gross pay
    $75,000
  • Federal income tax
    −$7,670
  • Pennsylvania state tax
    −$2,303
  • Social Security (6.2%)
    −$4,650
  • Medicare (1.45%)
    −$1,088
  • Annual take-home
    $59,290

Effective rate

20.9%

Top federal bracket

22.0%

Total tax

$15,710

AI Analysis

Pennsylvania-specific paycheck math

Pennsylvania's flat 3.07% state income tax has been at that rate since 2004 — one of the longest-standing tax rates in the country. It applies to wages, salaries, business income, and most other compensation. Investment income (interest, dividends, capital gains) is also taxed at 3.07%.

What makes PA distinctive: there's no standard deduction at the state level. Every dollar of taxable income is taxed at 3.07% from the first dollar. No exemptions for filing status, no per-dependent reductions. The simplicity makes filing very easy — but it also means PA's effective state tax is similar across income levels.

Most Pennsylvanians also pay LEIT (Local Earned Income Tax) to their municipality and school district. Rates vary widely — Philadelphia's resident wage tax is 3.75%, Pittsburgh charges 3%, and many smaller PA towns charge between 1% and 1.5%. LEIT is typically withheld by your employer based on your home address. Our calculator does not yet include LEIT — your full PA tax bill is roughly 4-7% combined state and local for most residents.

Pennsylvania exempts retirement income from state tax: Social Security, pension distributions, 401(k) and IRA withdrawals after age 59½ are all PA-tax-free at the state level. This is a meaningful retirement tax break and a reason PA is sometimes considered a retirement-friendly state despite having an income tax.

Compare Pennsylvania to other states

See how take-home pay in Pennsylvania compares to other major states:

Frequently asked questions

What is Pennsylvania's state income tax rate?

A flat 3.07%, applied to most types of income with no standard deduction or personal exemption. The rate has been unchanged since 2004.

What's the LEIT and is it included in this calculator?

LEIT is the Local Earned Income Tax charged by Pennsylvania municipalities and school districts, typically 1-4%. Our calculator does not currently include LEIT — you'd need to add ~1-3.75% to the result depending on your specific city.

Does Pennsylvania tax Social Security?

No. Pennsylvania exempts Social Security benefits from state income tax. PA also exempts pension income, 401(k) distributions after age 59½, and most IRA distributions.

Is there a Pennsylvania standard deduction?

No. PA tax applies from the first dollar of taxable income — there's no standard deduction or personal exemption.

What's Philadelphia's wage tax?

Philadelphia residents owe 3.75% city wage tax (this is part of the LEIT). Non-residents who work in Philly owe 3.44%. This is on top of the 3.07% state tax.